AIG (American International Group) Scaled Net Operating Assets: 0.09 (As of Mar. 2026)


AIG American International Group Inc AIG
63 GF Score
Price $74.85
GF Value $94.07
Valuation Modestly Undervalued
! 2 Warning Signs
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What is American International Group Scaled Net Operating Assets?

American International Group AIG -1.69% 63 Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus rates AIG with a GF Score™ of 63/100 and a GF Value™ of $94.07 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

American International Group's operating assets for the quarter that ended in Mar. 2026 was $126,635 Mil. American International Group's operating liabilities for the quarter that ended in Mar. 2026 was $111,958 Mil. American International Group's Total Assets for the quarter that ended in Dec. 2025 was $161,254 Mil. Therefore, American International Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.09.

AIG
63GF Score
American International Group Inc AIG
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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American International Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

American International Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(159980-110901)/161322
=0.30

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=161254 - 1274
=159980

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=120092 - 9191 - 0
=110901

American International Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(126635-111958)/161254
=0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=161543 - 34908
=126635

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=121114 - 9156 - 0
=111958

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
American International Group (AIG) has a Scaled Net Operating Assets of 0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on American International Group and its competitors.
Is American International Group's Scaled Net Operating Assets too high?
American International Group's current Scaled Net Operating Assets is 0.09. Overall, American International Group has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American International Group's Scaled Net Operating Assets compare to HIG and ACGL?
American International Group's Scaled Net Operating Assets of 0.09 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on American International Group and its competitors. American International Group's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
Based on GuruFocus' analysis, American International Group (AIG) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.07, compared to a current price of $74.85 — trading 20.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.09. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For American International Group (AIG), the current Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American International Group (AIG) Overvalued in 2026?

Based on GuruFocus' analysis, American International Group stock appears to be undervalued. The current stock price of $74.85 is trading 20.4% below its estimated GF Value™ of $94.07. GuruFocus considers American International Group to be Modestly Undervalued.

Key valuation signals for AIG:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: $94.07 vs. price of $74.85 (20.4% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American International Group Business Description

Address 1271 Avenue of the Americas, New York, NY, USA, 10020
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.85
Price
$94.07
GF Value